Welcome to OS Insurance Services

Welcome to OS Insurance Services

Our agency has been serving Californians since 2011, providing clients with insurance products and services, including home insurance, fire insurance, California FAIR Plan alternative, and more. Whatever your insurance needs, we'll find the best coverage at the lowest cost.

You don't have to spend time filling out online applications to get quotes from multiple companies so that you can make informed comparisons. We get to know and understand your needs and priorities. We spend the time getting multiple quotes and comparing and analyzing policies. You get the savings, the right coverage, and an advocate who can answer any billing or claims concerns.

We know the insurance marketplace and understand the important nuances found in different products. We can find a better value for your insurance dollar than you can find searching on your own.

Whether you are located in Northern, Central or Southern California, OS Insurance Services can provide the coverage to meet your specific needs. Contact us today to learn more about insurance and see what options are available to you!

Local Insurance Agents, Expert Advice

What We Do

OS Insurance Services is an Independent Insurance Agency. Unlike “captive agents”, we represent numerous different companies enabling us to find you the best coverage at the lowest cost. We have been providing our clients with business, home, vehicle, life and many other types of insurance expertise and service for years.

Our Mission

Our mission is to assist our clients in protecting them and their assets against harm from any perils that may occur. Our professional Agents listen to your concerns, objectives and obligations, then help identify your personal needs, evaluate all risks and exposures and match the appropriate insurance policy pertinent to you. We know all of our clients and measure our success by the level of service we provide.

Luke Schuberg


(805) 496-1958 x101


Luke is a third generation member of the insurance industry. Following in the footsteps of his grandfather, father and uncles, Luke entered the business subsequent to graduating from Franciscan University of Steubenville, Ohio in 2008. After working a short time at Farmers Insurance, Luke recognized that the ability to sell only one branded product was limiting both his and his clients' opportunities to acquire coverages at competitive pricing. He joined forces with Jeff Olin to open OS Insurance Services in 2011. Luke is the eldest of eight children, and knows firsthand that the rewards of strong family ties, loyalty and trust are far superior to material things. Born and raised in Moorpark, Luke now resides in Thousand Oaks, and is proud to call Ventura County home.

Jack Schuberg

Account Manager

805-496-1958 x102


Jack is our Personal Lines (Residential Home, Personal Auto, and Earthquake Insurance) specialist and has extensive knowledge with our Mercury, Safeco and The Hartford markets. Jack, along with Luke, created the ‘OS Insurance Services’ High Fire program and continues to develop new relationships with new carriers that can better serve our clients. When Jack isn’t working, he enjoys playing basketball, bowling, and spending the summer with his family & friends at Rincon beach.